Affordability
analysis: A detailed analysis of your ability to afford the purchase
of a home. An affordability analysis takes into consideration your income,
liabilities, and available funds, along with the type of mortgage you plan to
use, the area where you want to purchase a home, and the closing costs that you
might expect to pay.
Down payment assistance:
This is a program created specifically to help homebuyers purchase a new home.
It provides down payment and closing cost assistance to homebuyers purchasing a
home, allowing individuals to move in with little cash out of pocket.
Tax benefits: There
are significant tax benefits to buying a new home. Our partners will explain
how current tax laws can help you keep more cash on hand. Your new property
taxes are also generally tax deductible.
Various loan options:
Knowing one homebuyer’s needs are different from another’s, we offer a range of
loan programs. Our partners will help find the loan that's right for you:
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100% financing loans
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Conventional and government fixed-rate mortgages
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Conventional and government adjustable-rate mortgages
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Down-payment assistance loans
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Fixed-period adjustable-rate programs
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Interest only loans
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Loans requiring down payments of only 3% and 5%
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No-documentation loans
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Stated-income programs
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We want the best for our
homebuyers – from the homes we build to the best way to finance your new home.
That is why, after careful consideration, we’ve selected the following
partners:
- VIP Mortgage
- First Horizon Home Loans (available for Marbella, Barcelona and Valencia only)
The sole purpose of our financial partners is
finding the best financing program to meet your exact needs. First they’ll
figure out which type of loan is right for you. Then they’ll help you from
pre-qualification all the way through closing, making your financing as easy as
possible. It feels good to know top professionals are working with you every
step of the way.
For more information, click here
and be sure to mention the Elite community you’re interested in.
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